Simplest investment - The shortcut to wealth note

 

The shortcut to wealth

by Guigu Jushi

In North America:

VOO average annual return is 15% over the past 15 years.

QQQ average annual return is 17% over the past 15 years.

VGT

In China:

513500/159501/513100/161125/159696

The below is not from the book, but from my calculation:

Same assumptions: $200 at the end of each month, 10% annual return compounded monthly.

• Future value after 40 years: about $1,265,000
• Total you put in: $96,000
• Growth from compounding: about $1,169,000

Same assumptions: $200 at the end of each month, 15% annual return compounded monthly.

• Future value after 30 years: about $1,385,000
• Total you put in: $72,000
• Growth from compounding: about $1,313,000

理财笔记50 江湖险恶，你买雨伞险（Umbrella Insurance）了吗？